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Card payment systems
Hi all,
Anyone have recommendations for card payment systems? At the moment, I only take cash or venmo, but would like to be able to accept credit/debit payments as well.
Corey Williams Noank Guitar Repair, Nikki Walters Nikki’s Guitar Shop and 2 others13 Comments-
I use Square. Free app, you can tap pay from your smartphone. They take 3.75% at the point of sale. Working great for my shop in its small capacity.
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@patreon_14839057 Thank you.
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@patreon_14839057 I second this. We use square at our shop and on the road at shows. It’s just easy and works.
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Hi Chad. I use a payment system through my GoDaddy website. I can take payments in person with any cards or Apple and Google pay. I collect card and electronic payments with my cell phone, and can even tap-to-pay on my phone! You can send secure pay links to your customers via email or text and then it’s automatically deposited into your bank account. There is a small transaction fee of less than 2%. You can opt for immediate payout but they take a higher percentage. If you have a website, check to see if the provider has a feature like this.
Scott
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Hey Chad – I use Wave Apps for my accounting software and there’s a free subscription tier that includes the ability to collect payments from customers for invoices via ACH at 1% processing or credit cards at 2.9%. I also use Stripe tap to pay with my phone for in person payments 2.7% + 15 cents per transaction. Setup was pretty easy on both and both have mobile apps.
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I’ve been using Wave for the last 6 years – my clients like how easy it is to pay and I like the free accounting functionality for sales tax and EOY reporting. .
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Square. Love it. Raised my overall rates to accommodate the fees so that I never felt a financial hit from using Square. I view fees for services like square as a utility, like water/electricity/internet.
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I use square. No complaints. But cash is king. Lol
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I’ll take money any way I can get it :), but I primarily use square for online payments and for point of sale. We have a couple of payment options (online apple pay) that require a stripe account so we have all these options: Square, Stripe, Paypal. Some people like paying us paypal online so their wives don’t know about it. LOL. We use ours with an invoicing software so It keeps everything organized.
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Another vote for Square here. Super easy and reliable.
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Another reason I like square, is I utilize their savings accounts. I have three accounts and have percentages of every transaction auto deposited to those accounts. 1) Taxes, 2) Savings, 3)Supplies and parts.
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Thanks, everyone! Looks like a few solid choices.
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i find sqaure rejects alot of banks & makes the customer call to clear it… i use paypal & just tell the customer they can pay without having a PP account by CC
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